1 lb Beef round; cut 1/2 inch -cubes 2 c Chopped onions 2 Cloves garlic; minced 1 c Water 2 cn (15 oz) tomatoes; cut up 2 c Carrots; chopped 1 cn (8 oz) great northern beans; -drained 1 cn (8 oz) kidney beans; drained 1 c Chopped green bell pepper 2 cn (8 oz) tomato sauce 1 1/2 tb Chili powder 4 ts Instant beef bouillon -granules 1/2 ts Black pepper