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2 1/2 c Bread flour
1 c Oatmeal (dry; not instant)
1/4 c Powdered milk
1/2 tb Salt
1 tb Sugar
1 tb Margerine or oil
1 Egg (unbeaten)
1 c Water
1 c Shredded sharp cheddar
-cheese
1/2 tb Yeast (not rapid rise)
12 Servings